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Personal Finance
Mortgages
Loans
Insurance |
Finance is an often confusing topic that many consumers could use
help in sorting through the options and picking the right choice for
them. The sources below cover the topics of Personal Finance,
Mortgages, Loans, and Insurance.
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Personal
Finance
[Top]
GE Center For
Financial Learning … www.financiallearning.com/
Comprehensive source for personal finance information and education.
H&R Block - Planning and Learning … www.hrblock.com/learning/
Sections include Tax 101, life events and stages, budgets and saving,
college, retirement, and calculators and tools.
Inflation Calculator … www.westegg.com/inflation/
Adjusts a given amount of money for inflation, according to the Consumer
Price Index.
Institute of Consumer Financial Education …
www.financial-education-icfe.org/
Offers financial education for all age groups with a special section
devoted to teaching children about money.
International Foundation for Retirement Education (InFRE) …
www.infre.org/
A not-for-profit educational foundation dedicated to empowering working
Americans with the motivation and capability to save and plan for a
successful retirement.
Is Your Financial Security at Risk? … www.urbanext.uiuc.edu/risk/
Provides information and a guide to developing a plan for managing
financial risks.
Kiplinger Online … www.kiplinger.com
Investing, personal finance, calculators and financial advice.
MsFinancialSavvy.com … www.msfinancialsavvy.com/
Offers personal financial topics geared towards women.
MsMoney.com … www.msmoney.com/
Resource for women to learn about financial planning, personal finance
and investing.
Mymoney.gov - Financial Literacy Education Commission … www.mymoney.gov/
Starting point for information intended by the US government to help
improve the financial literacy and education of persons in the United
States.
MyPrimeTime Money … www.myprimetime.com/money/
Offers stock market tips, investment guidance, retirement planning
resources, tools and calculators.
National Partners for Financial Empowerment … www.npfe.org/
Coalition of groups dedicated to helping improve personal finance
skills, including money management, saving, investing and credit in
United States today.
NoFeeBoards.com … nofeeboards.com/
Discussions mostly about personal finance topics, especially related to
saving money and investing wisely.
Personal Budgeting and Money Saving Tips …
www.personal-budget-planning-saving-money.com/
Planning a household and family budget with worksheets and tips on
saving money.
Smartmoney.com: Personal Finance … www.smartmoney.com/pf/
Links to articles covering a range of topics where monetary planning is
or should be involved.
Test Your Financial IQ … www.tyfiq.ca/
Savings and investing questions.
The Financial Pipeline … www.finpipe.com/
Information for the individual investor, including stocks, bonds, mutual
funds, retirement planning, real estate, investment strategy, and
general financial knowledge.
The JumpStart Coalition for Personal Financial Literacy …
www.jumpstart.org/
Purpose is to evaluate the financial literacy of young adults; develop,
disseminate, and encourage the use of guidelines for grades K-12; and
promote the teaching of personal finance.
The Motley Fool … www.fool.com/
Investing information and an enjoyably useful site. Updated hourly.
The New York Times - Your Money … www.nytimes.com/pages/business/yourmoney/
Articles and features on investing, pensions and retirement plans,
mortgage rates, mutual funds, the stock market, bonds and notes. Also
has company research, earnings reports and market insight.
The Salary Calculator … www.homefair.com/homefair/calc/salcalc.html
Compare the cost of living in hundreds of U.S. and international cities.
Wachovia Planning Guides … www.wachovia.com/personal/page/0,,505,00.html
Educational material on retirement planning, financial issues for women,
college planning, home buying and relocation planning, investing basics,
money management basics, and tax planning.
Women, Men and Money … www.ruthhayden.com
Ruth Hayden teaches money management principles to women and couples.
Yahoo! Finance … finance.yahoo.com/
Personal finance, investing tips and news.
Your Money Page … www.yourmoneypage.com
Online calculators for financial planning and personal finance.
Your Money Your Life … www.yourmoneyyourlife.org/
A comprehensive public education initiative designed to help families
and individuals learn the basics about personal finances and peace of
mind. It is the result of a partnership between private sector groups
and the Florida Department of Financial Services.
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Mortgages
[Top]
AARP - Money and Work
… www.aarp.org/money/
Discussion of money matters in considerable depth, especially those
related to people who have retired or are planning to in the near
future.
About.com: Financial Planning … financialplan.about.com
Information on personal financial planning, including budgeting,
savings, investing, retirement, insurance, and taxes.
American Savings Education Council … www.asec.org/
A coalition of government and industry institutions to educate people on
all aspects of personal finance and wealth development, including credit
management, college savings, home purchase, and retirement planning.
Bankrate.com … www.bankrate.com
An online publication that provides consumers with financial data,
research and editorial information on non-investment financial products.
BusinessWeek Online: Personal Investing … www.businessweek.com/investor/
Stories, statistics and tutorials about topics of financial interest.
CBS.MarketWatch: Personal Finance … www.marketwatch.com/pf/
Tips and stories for managing your personal finances.
CCH Financial Planning Toolkit … www.finance.cch.com/
Information to manage one's personal finances, including investments,
insurance, risk and asset management strategies, and tax, retirement and
estate planning.
CNBC.com: Personal Finance … moneycentral.msn.com/investor/home.asp
Articles on investing, retirement, insurance, loans and taxes.
CNN/Money … money.cnn.com/
Combines practical personal finance advice, calculators and investing
tips with business news, stock quotes, and financial market coverage
from the editors of CNN and Money Magazine.
CNN/Money: Personal Finance … money.cnn.com/pf/
News and advice on money issues.
Discover Learning, Inc. … www.discover-learning.com/
Provides personal finance education books, workshops, and e-learning
services.
Epinions: Finance … www.epinions.com/finc
Consumer-generated reviews, buying tips and advice, ratings, price
information, and searchable in a variety of ways from price to product
type.
Federal Reserve Board: Consumer Information … www.federalreserve.gov/consumers.htm
Centralized home for articles giving advice and warnings about financial
topics, products, and scams.
FinPlan - Tool Menu … www.finplan.com/tools/toolmenu.asp
Links to various kinds of useful financial calculators.
Forbes.com - Personal Finance … www.forbes.com/finance/
Financial information previously published in the print version of
Forbes.
Fundamentals of Financial Planning … learningforlife.fsu.edu/course/fp101/index.html
Provided by FSU to educate consumers in the fundamentals of financial
planning.
AARP Reverse Mortgages … www.aarp.org/revmort/
The American Association of Retired Persons explains all about reverse
mortgages.
About Reverse Mortgages … www.AboutReverseMortgages.com/
Describes HUD program which enables seniors to benefit from the equity
in their homes without selling and without making mortgage payments.
All Regs … www.allregs.com/
Provides an extensive and up-to-date database of mortgage lending
guidelines.
Articles by David Reed … www.realtytimes.com/rtnews/rtcpages/davidreed.htm
A collection of home financing articles by a well-known author and
speaker on technology and mortgage lending issues.
Ask Mortgage Master … www.askmortgagemaster.com/
Provides answers to questions consumers may have regarding mortgages.
Borrower's Guide to Home Loans … www.pueblo.gsa.gov/cic_text/housing/bad-loans/loan.htm
A borrower's guide that can help get the best possible loan and avoid
bad, or predatory loans.
Cancellation of Private Mortgage Insurance … www.ftc.gov/bcp/conline/pubs/alerts/pmialrt.htm
July 2000 discussion about a pending federal law that would save
consumers money on Private Mortgage Insurance.
Decision Aide … www.decisionaide.com
Complete set of tools and analysis to determine the optimal way to
structure a home loan.
Dept. of Housing and Urban Development … www.hud.gov/
Government agency oversees home mortgage lending practices.
Epinions: Mortgage Brokerages … www.epinions.com/finc-Financial_Services-Online-Mortgage
Consumer-generated reviews, buying tips and advice, ratings, price
information, and searchable in a variety of ways from price to product
type.
Freddie Mac: Buying and Owning a Home … www.freddiemac.com/homebuyers/
Comprehensive guide to mortgages, financing, credit, moving and
remodeling.
Ginniemae-Finding a Lender … www.ginniemae.gov/3_lender/choose_lender.asp?section=YPTH
A step-by-step guide through the home loan process.
Home Buyer's Information Center … www.ourfamilyplace.com/homebuyer/mortgage.html
Presents a consumer guide to choosing a mortgage.
Home Equity Credit Lines … www.ftc.gov/bcp/conline/pubs/homes/homequt.htm
Still current information about home equity loans from a 1992 FTC
article.
Home Equity Scams: Borrowers Beware! … www.ftc.gov/bcp/conline/pubs/homes/eqscams.htm
What the practices are and how to protect yourself.
Home Loan Guaranty Services, Veterans Benefits and Services …
www.homeloans.va.gov/veteran.htm
Information on the home loan program of the Veterans Administration.
HUD Loans … www.hud.gov/buying/insured.cfm
Information about loans from the U.S. Department of Housing and Urban
Development any buying homes with a low down payment.
HUD On Your Side: Buying A Home … www.hud.gov/buyhome.html
Various topics are covered from settlement costs to buying land and new
construction. Department of Housing and Urban Development.
Loanlibrary.com … www.loanlibrary.com/
Free source for mortgage terminology, information, and guidelines.
Looking for the Best Mortgage … www.ftc.gov/bcp/conline/pubs/homes/bestmorg.htm
Steps to take and pitfalls to watch out for when getting a home loan.
Mortgage Discrimination … www.ftc.gov/bcp/conline/pubs/homes/mortgdis.htm
What the laws say they can't do.
Mortgage for Beginners … www.forbeginners.info/mortgage/
Information on fixed and adjustable rate mortgages, home equity loans,
refinancing, and reverse mortgages. With a glossary and mortgage
calculators.
Mortgage Forum … www.mortgageforum.com/
Post questions and receive answers from mortgage professionals.
Mortgage Orbit … www.mortgageorbit.com/
Overview of the process of obtaining a mortgage along with lender
options and a glossary.
Mortgage Professor … www.mtgprofessor.com
Mortgage articles and resources by Wharton Professor and nationally
syndicated mortgage columnist Jack M. Guttentag.
Mortgage Refinancing Company … www.homeloanadvisor.com/
Provides information and a mortgage quote search service for consumers.
Mortgage Talk … www.movedoc.com/mortalk.htm
Offers a mortgage book plus advice on moving.
Mortgage-Helper.com … www.mortgage-helper.com/
Information on purchasing homes with little or no money down.
Mortgage-X … mortgage-x.com/
Calculators, mortgage market trends, detailed information on various
loan programs, articles and publications, a large vocabulary of mortgage
terms.
National Center for Home Equity Conversion … www.reverse.org/
Independent nonprofit organization established in 1981 to educate
consumers about reverse mortgages.
Need a Loan? Think Twice About Using Your Home as Collateral …
www.ftc.gov/bcp/conline/pubs/homes/hoepa.htm
Unscrupulous lenders and home equity loan scams.
Real Estate Radio … www.realestateradio.net
Real Estate Radio guides listeners through a complicated world of Real
Estate.
Reverse Mortgages … www.ftc.gov/bcp/conline/pubs/homes/rms.htm
What they are and how they work.
The Loan Advisor … www.theloanadvisor.net/
Objective advice on various types of loans ranging from home loans,
refinancing, student loans, and first time mortgages.
The Mortgage Journal … www.themortgagejournal.com/
Mortgage rates for the northeast United States and home owner news.
Understanding the Home Mortgage Process … www.federalreserve.gov/pubs/mortgage/morbro.htm
US Federal Reserve Board provides information to help consumers
understand the mortgage lending process.
When Your Home Is on the Line … www.federalreserve.gov/pubs/homeline/
What one should know about home equity lines of credit. From the US
Federal Reserve Board.
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Loans
[Top]
Credit Scoring …
www.ftc.gov/bcp/conline/pubs/credit/scoring.htm
How a creditor decides whether to grant credit. 1998 article from the
Federal Trade Commission.
GovLoans.gov … www.govloans.gov/
Gateway to US federal government loan information, including
agriculture, disaster relief, education, housing and veteran loans.
Predatory Lending Sucks … www.predatorylendingsucks.com
In-depth article about predatory lenders and lending practices by home
mortgage companies. Includes links to resources and news reports and 10
warning signs.
Bankrate.com … www.bankrate.com/brm/rate/personal_home.asp
Rates, articles, and other basic information about consumer lending.
BankSITE Consumer Guide … www.banksite.com/consumerguide.htm
Provides information and self-qualification tests for a variety of
consumer lending products.
Cosigning A Loan … www.ftc.gov/bcp/conline/pubs/credit/cosign.htm
1997 article that describes risks and provides guidance regarding
co-borrowers, from the Federal Trade Commission.
Easy Credit? Not So Fast … www.ftc.gov/bcp/conline/pubs/tmarkg/loans.htm
The truth about advance-fee loan scams, where you pay first and get the
loan later. 1999 article from the Federal Trade Commission.
Officials call payday financing "loan sharking" … www.bankrate.com/brm/news/chk/19980217.asp
1998 article from Bankrate.com about abusive lenders that offer advances
on paychecks.
Payday Loan Resource … www.paydayloanresource.com/
Information on finding reputable cash advance and payday loan lenders as
well as what to look for in a lender.
Payday Loans = Costly Cash … www.ftc.gov/bcp/conline/pubs/alerts/pdayalrt.htm
Also called cash advance loans, check advance loans, or deferred deposit
check loans, these high interest loans are usually expensive. 2000
article from the Federal Trade Commission.
Steps in availing a personal loan in the UK … www.timesofmoney.com/personal_loan/jsp/ploan_tips.jsp
Timesofmoney.com offers detailed instructions on obtaining consumer
financing.
The No-Equity Loan Trap … www.smartmoney.com/debt/advice/index.cfm?story=noequity
Article from SmartMoney.com about high loan-to-value loans for
homeowners.
Worse than Loan-Sharking … credit.about.com/cs/consumerwisdom/a/042100.htm
Article from About.com regarding abuses in the advance payday loans
business.
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Insurance
[Top]
BlueCollarDollar:
Insurance … bluecollardollar.com/insurance_index.html
Provides general information, links, articles, and editorials concerning
various insurance topics.
Business Insurance Oracle … www.insuranceoracle.com
Checklists: how to select an agent, spotting troubled insurance
companies, understanding the fine print.
e-Insure: Journal … journal.einsure.com/
Offers articles concerning various topics such as insurance
fundamentals, domestic partners, and insurance considerations for the
small business.
Epinions.com: Insurance … www.epinions.com/finc-Insurance-All
Thousands of reviews on hundreds of insurance companies and products.
Also provides consumer-authored Buying Guides, How-To's, and
definitions.
FastQuotes … www.fastquotes.co.uk/
UK site has articles on several insurance types including auto, travel,
home, and pet.
Insurance and Planning Resource Center … www.coverageglossary.com
Business and personal insurance coverage glossary and resource.
Insurance Credit Scoring … www.insurancescored.com/
News of the discriminatory practice of insurance credit scoring.
Insurance Information Institute (III) … www.iii.org/
Attempts to improve public understanding of insurance -- what it does
and how it works. The site is subdivided into sections for "Individuals"
(consumer info) "Media" (press info). [some content available in
Spanish]
Insurance Research Station … www.insurance-finance.com/
Extensive directory of well organized links relating to insurance.
Includes national and international sites covering topics such as
regulation, news, resources, industry organizations, and jobs.
Insurance Services Network … www.isn-inc.com/
A directory of insurance companies and information on world wide
insurance practices.
Insurance Tomorrow … www.insurancetomorrow.com/
Site is dedicated to insurance innovations for the 21st century.
Advocates both a Universal Individualized Medicine Plan for the USA and
formation of mutual insurance policyholder associations.
Insurance Traders: Tips … www.insurancetraders.com/tips.html
Provides methods which may help save money on insurance for home, auto,
or life. Site also contains short articles concerning other insurance
topics.
Insurance-Canada … www.insurance-canada.ca/index.php
Provides consumers and insurance professionals with information about
insurance-related topics pertinent to Canada.
Insurance.com: Learning Center … www.insurance.com/LearningCenter/LearningCenter.aspx
Provides articles and resources on auto, life, homeowners and health
insurance.
Roger Goldberg & Associates …
www.besure2insure.com/
Provides short articles on insurance coverage.
Suite101.com - Personal Insurance … www.suite101.com/course.cfm/18901/
A lengthy tutorial providing consumer-oriented information on the most
common types of personal insurance: auto, homeowners, renters, life,
health, disability and annuities.
Texas Department of Insurance Consumer Help … www.tdi.state.tx.us/consumer/
Insurance resources, publications and news for consumers.
The Beehive: About Insurance … www.thebeehive.org/insurance
Offers helpful consumer information about auto, home, and life
insurance. It contains lots of educational material plus interactive
stories and tools.
The USAA Educational Foundation … www.usaaedfoundation.org/
Non-profit organization provides consumer information on insurance and
related personal and financial topics.
Watch Tower: A Business With a Long History … www.watchtower.org/library/g/2001/2/22/article_01.htm
Article describes the history of insurance and discusses who needs it.
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